澳洲留学办理银行卡要多久(澳洲留学办理银行卡需要多久)

1 婢虫床鐣欏鏈熼棿鐢宠閾惰鍗?

浣滀负鍗冲皢鍘绘境澶у埄浜氱暀瀛︾殑瀛︾敓锛岀敵璇蜂竴寮犳境澶у埄浜氬綋鍦扮殑閾惰鍗￠潪甯搁噸瑕併€傚湪婢冲ぇ鍒╀簹锛屼娇鐢ㄥ綋鍦伴摱琛屽崱杩涜鏃ュ父娑堣垂銆佹敮浠樺璐瑰拰鎴跨绛夐兘姣旇緝鏂逛究锛屾湰鏂囧皢涓庡ぇ瀹跺垎浜竴浜涘湪婢冲ぇ鍒╀簹鐣欏鏈熼棿鐢宠閾惰鍗＄殑缁忛獙銆傚笇鏈涘鍗冲皢鍘绘境娲茬暀瀛︾殑鍚屽鏈夋墍甯姪銆?

涓轰粈涔堣鐢宠婢虫床鏈湴閾惰鍗★紵

鍦ㄦ境澶у埄浜氬涔犳湡闂翠娇鐢ㄥ綋鍦伴摱琛屽崱鏈夊緢澶氬ソ澶勩€?

1銆佹棩甯告秷璐规柟渚匡細婢冲ぇ鍒╀簹褰撳湴閾惰鍗″彲鍦ㄥ悇澶ц秴甯傘€佸晢鍦恒€侀鍘呯瓑鍦烘墍浣跨敤锛屾棤闇€鎼哄甫澶ч噺鐜伴噾銆?

2.鏀粯瀛﹁垂鍜岀閲戯細璁稿瀛︽牎鍜屾埧涓滄帴鍙楅€氳繃閾惰杞处鏀粯瀛﹁垂鍜岀閲戯紝骞朵笖浣跨敤褰撳湴閾惰鍗℃潵瀹屾垚杩欎簺鏀粯鏇村姞鏂逛究銆?

3銆佽妭鐪佹眹娆捐垂鐢細浣跨敤涓浗閾惰鍗″湪婢冲ぇ鍒╀簹璐墿浼氫骇鐢熶竴瀹氱殑姹囨璐圭敤锛屼絾浣跨敤婢冲ぇ鍒╀簹褰撳湴閾惰鍗″彲浠ラ伩鍏嶈繖浜涢澶栬垂鐢ㄣ€?

鍥犳锛屽浜庡湪婢虫床鐣欏鐨勫鐢熸潵璇达紝鐢宠涓€寮犳境娲插綋鍦扮殑閾惰鍗℃槸闈炲父鏈夊繀瑕佺殑銆?

濡備綍鐢宠婢冲ぇ鍒╀簹鏈湴閾惰鍗★紵

鐢宠婢冲ぇ鍒╀簹鏈湴閾惰鍗℃湁鍑犱釜姝ラ锛?

1.閫夋嫨閾惰锛氭境澶у埄浜氭湁寰堝閾惰鍙緵閫夋嫨锛屽鑱旈偊閾惰銆佹境鏂伴摱琛屻€佽タ澶钩娲嬮摱琛岀瓑锛屾偍鍙互鏍规嵁鑷繁鐨勯渶姹傚拰鍠滃ソ閫夋嫨鍚堥€傜殑閾惰銆?

2銆佸噯澶囨潗鏂欙細閫氬父闇€瑕佹彁渚涙姢鐓с€佺璇併€佸鏍″綍鍙栭€氱煡涔︺€佸湴鍧€璇佹槑绛夋潗鏂欍€備笉鍚岄摱琛屽鎵€闇€鏉愭枡鐨勮姹傚彲鑳戒笉鍚岋紝寤鸿鎻愬墠鍜ㄨ閾惰銆?

3銆佸埌閾惰鐢宠锛氭惡甯︽墍闇€鏉愭枡鍒版偍閫夋嫨鐨勯摱琛岀綉鐐癸紝濉啓鐢宠琛ㄥ苟鍔炵悊鐩稿叧鎵嬬画銆傚伐浣滀汉鍛樺皢鎸囧鎮ㄥ畬鎴愬紑鎴锋祦绋嬨€?

4. 棰嗗彇閾惰鍗★細寮€鎴锋垚鍔熷悗锛岄摱琛屼細鍚戞偍鍙戞斁涓€寮犳境澶у埄浜氬綋鍦伴摱琛屽崱銆備竴鑸儏鍐典笅锛屾偍鍙互褰撳満棰嗗彇閾惰鍗°€?

鍦ㄦ境澶у埄浜氱敵璇峰綋鍦伴摱琛屽崱鐨勫叿浣撴祦绋嬪彲鑳藉洜閾惰鑰屽紓銆傚缓璁敵璇峰墠鎻愬墠鏌ヨ鎵€閫夐摱琛岀殑鐩稿叧淇℃伅銆?

濡備綍閫夋嫨鍚堥€傜殑閾惰锛?

閫夋嫨鐢宠婢冲ぇ鍒╀簹褰撳湴閾惰鍗℃椂锛屽彲浠ヨ€冭檻浠ヤ笅鍑犱釜鏂归潰锛?

1銆佹墜缁垂锛氫笉鍚岄摱琛屽彲鑳戒細瀵规棩甯镐娇鐢ㄣ€佽法澧冭浆璐︾瓑鏀跺彇涓嶅悓鐨勬墜缁垂锛屾偍鍙互姣旇緝涓嶅悓閾惰鐨勬敹璐规爣鍑嗭紝閫夋嫨閫傚悎鎮ㄩ渶姹傜殑閾惰銆?

2銆佺綉涓婇摱琛屽拰鎵嬫満閾惰锛氬湪鐜颁唬鐢熸椿涓紝缃戜笂閾惰鍜屾墜鏈洪摱琛屽凡鎴愪负閲嶈鐨勬湇鍔℃柟寮忋€傛偍鍙互浜嗚В璇ラ摱琛岀殑缃戜笂閾惰鍜屾墜鏈洪摱琛屽姛鑳芥槸鍚﹂綈鍏ㄣ€佷娇鐢ㄦ槸鍚︽柟渚裤€?

3. ATM缃戠粶锛氭境澶у埄浜氬悇澶ч摱琛岄兘鏈夎嚜宸辩殑ATM缃戠粶銆傛偍鍙互鏌ョ湅閾惰ATM瑕嗙洊鑼冨洿骞堕€夋嫨鎮ㄦ柟渚跨殑閾惰銆?

4銆佸鎴锋湇鍔★細鍙互閫氳繃鍜ㄨ銆佽皟鏌ョ瓑鏂瑰紡浜嗚В閾惰鐨勫鎴锋湇鍔¤川閲忥紝閫夋嫨鏈嶅姟鎬佸害濂姐€佸搷搴斿揩鐨勯摱琛屻€?

鏍规嵁浠ヤ笂姣旇緝锛屾偍鍙互閫夋嫨閫傚悎鎮ㄧ殑閾惰銆?

浣跨敤婢冲ぇ鍒╀簹褰撳湴閾惰鍗℃敞鎰忎簨椤?

浣跨敤婢冲ぇ鍒╀簹褰撳湴閾惰鍗℃椂锛岄渶瑕佹敞鎰忎互涓嬪嚑鐐癸細

1銆佷繚鎶ら摱琛屽崱瀹夊叏锛氫笉瑕佸皢閾惰鍗′笌瀵嗙爜鏀惧湪涓€璧凤紝浠ュ厤瀵嗙爜娉勯湶銆傚畾鏈熸鏌ラ摱琛屽崱浜ゆ槗璁板綍锛屽彂鐜板紓甯告儏鍐靛強鏃惰仈绯婚摱琛屻€?

2.鍏虫敞鎮ㄧ殑璐︽埛浣欓锛氬強鏃朵簡瑙ｆ偍鐨勮处鎴蜂綑棰濓紝閬垮厤閫忔敮鎴栦綑棰濅笉瓒冲鑷存棤娉曟甯镐娇鐢ㄣ€?

3銆佸浼氫娇鐢ㄧ綉涓婇摱琛屽拰鎵嬫満閾惰锛氱綉涓婇摱琛屽拰鎵嬫満閾惰鏄潪甯告柟渚跨殑鏈嶅姟銆傛偍鍙互浜嗚В濡備綍浣跨敤杩欎簺鏈嶅姟鏉ユ敼鍠勬棩甯哥敓娲荤殑渚垮埄鎬с€?

4銆佸浼氶槻鑼冭瘓楠楋細鍦ㄦ境娲茬暀瀛︽湡闂达紝浣犲彲鑳戒細閬囧埌鍚勭鍚勬牱鐨勮瘓楠楄涓恒€傚浼氳鲸鍒湡浼紝涓嶈闅忔剰娉勯湶涓汉閾惰淇℃伅銆?

閬靛畧涓婅堪娉ㄦ剰浜嬮」锛屽彲浠ユ洿濂藉湴淇濇姢鎮ㄧ殑閾惰鍗″畨鍏紝淇濊瘉姝ｅ父浣跨敤銆?

鎬荤粨

鐢宠婢冲ぇ鍒╀簹褰撳湴閾惰鍗″浜庡湪婢冲ぇ鍒╀簹鐣欏鐨勫鐢熸潵璇撮潪甯搁噸瑕併€傞€夋嫨鍚堥€傜殑閾惰锛屼簡瑙ｇ敵璇锋祦绋嬶紝閬靛畧浣跨敤娉ㄦ剰浜嬮」锛岃鎮ㄦ洿濂藉湴浜彈婢虫床鐣欏鐨勪箰瓒ｃ€傚笇鏈涗互涓婄粡楠屽垎浜鍗冲皢鍘绘境娲茬暀瀛︾殑鍚屽鏈夋墍甯姪锛?

2. 婢虫床鐣欏鐢宠閾惰鍗℃祦绋?

浣滀负鍗冲皢璧存境娲茬暀瀛︾殑瀛︾敓锛屽姙鐞嗛摱琛屽崱鏄竴椤归潪甯搁噸瑕佺殑鍑嗗宸ヤ綔銆傚湪婢冲ぇ鍒╀簹锛岄摱琛屽崱涓嶄粎鏄棩甯哥敓娲诲拰瀛︿範鐨勫繀澶囧伐鍏凤紝涔熸槸澶勭悊鍚勭閲戣瀺浜嬪姟鐨勯噸瑕佹柟寮忋€傜劧鑰岋紝瀵逛簬鍒氬埌婢冲ぇ鍒╀簹鐨勭暀瀛︾敓鏉ヨ锛岀敵璇烽摱琛屽崱鍙兘浼氶潰涓翠竴浜涘洶鎯戝拰闂銆備粖澶╂垜灏卞垎浜竴涓嬭嚜宸辩敵璇锋境娲查摱琛屽崱鐨勭粡楠岋紝甯屾湜瀵瑰嵆灏嗗幓婢虫床鐣欏鐨勫悓瀛︽湁鎵€甯姪銆?

1. 閾惰閫夋嫨

婢冲ぇ鍒╀簹鏈夊洓澶ч摱琛岋細婢冲ぇ鍒╀簹鑱旈偊閾惰锛圕BA锛夈€佹境澶у埄浜氬拰鏂拌タ鍏伴摱琛岄泦鍥紙ANZ锛夈€佹境澶у埄浜氬浗姘戦摱琛岋紙NAB锛夊拰瑗垮お骞虫磱閾惰锛圵estpac锛夈€傝繖鍥涘閾惰鍦ㄦ境澶у埄浜氬悇鍦板潎璁炬湁鍒嗘敮鏈烘瀯锛屽彲浠ユ柟渚垮湴涓哄浗闄呭鐢熸彁渚涙湇鍔°€傛牴鎹垜涓汉鐨勭粡楠岋紝鎴戦€夋嫨CBA鏄洜涓哄畠鍦ㄦ境娲茬殑鍒嗘敮鏈烘瀯鏈€澶氾紝鏈嶅姟涔熸渶鍏ㄩ潰銆?

2銆佸噯澶囨潗鏂?

鐢宠閾惰鍗￠渶瑕佷竴浜涘繀瑕佺殑鏉愭枡锛屽寘鎷姢鐓с€佺璇併€佸鐢熻瘉銆佸湴鍧€璇佹槑绛夈€傛姢鐓у拰绛捐瘉鏄浗闄呭鐢熷湪婢冲ぇ鍒╀簹鐨勮韩浠借瘉鏄庯紝蹇呴』闅忚韩鎼哄甫銆傚鐢熻瘉鍙埌瀛︽牎鐣欏鐢熷姙鍏鎴栨暀鍔″棰嗗彇銆傚湴鍧€璇佹槑鍙互閫氳繃绉熻祦鍚堝悓銆侀摱琛屽璐﹀崟鎴栧叕鐢ㄤ簨涓氳处鍗曠瓑鏂囦欢鎻愪緵銆?

3. 棰勭害鏃堕棿

鍘婚摱琛屽姙鐞嗛摱琛屽崱涔嬪墠锛屽缓璁彁鍓嶉绾︺€傝繖鏍锋偍灏卞彲浠ラ伩鍏嶆帓闃熷苟鑺傜渷鏃堕棿銆備竴鑸潵璇达紝閾惰宸ヤ綔鏃堕棿涓哄懆涓€鑷冲懆浜斾笂鍗?鐐硅嚦涓嬪崍5鐐癸紝浣嗗叿浣撴椂闂村彲鑳芥湁鎵€涓嶅悓锛岃鎻愬墠鍜ㄨ閾惰宸ヤ綔浜哄憳銆?

4.鍘婚摱琛岀敵璇?

鍒拌揪閾惰鍚庯紝鎵惧埌鐩稿叧鏌滃彴鎴栫獥鍙ｏ紝鍛婅瘔宸ヤ綔浜哄憳鎮ㄨ鍔炵悊閾惰鍗°€傚伐浣滀汉鍛樹細缁欐偍涓€浠界敵璇疯〃锛屽～鍐欐偍鐨勪釜浜轰俊鎭苟鎻愪氦鎵€闇€鏉愭枡銆傚～鍐欒〃鏍兼椂锛岃浠旂粏妫€鏌ユ偍鐨勪釜浜轰俊鎭互纭繚鍏跺噯纭€?

5.绛夊緟瀹℃牳

鎻愪氦鐢宠鍚庯紝閾惰灏嗗鏍告偍鐨勭敵璇枫€傛杩囩▼鍙兘闇€瑕佷竴浜涙椂闂达紝閫氬父浠庡嚑澶╁埌涓€鍛ㄤ笉绛夈€傜瓑寰呭鏍告湡闂达紝鎮ㄥ彲浠ュ悜宸ヤ綔浜哄憳璇㈤棶閾惰鍗＄浉鍏抽棶棰橈紝濡傚浣曚娇鐢ㄣ€佽垂鐢ㄧ瓑銆?

6. 棰嗗彇閾惰鍗?

涓€鏃︽偍鐨勭敵璇疯幏寰楁壒鍑嗭紝閾惰灏嗛€氱煡鎮ㄩ鍙栭摱琛屽崱銆傞鍙栭摱琛屽崱鏃讹紝闇€鍑虹ず鎶ょ収绛夋湁鏁堣韩浠借瘉浠躲€傞摱琛屼細灏嗛摱琛屽崱鍜岀浉搴旂殑瀵嗙爜浜ょ粰鎮紝骞跺憡璇夋偍濡備綍浣跨敤鍜屼繚绠￠摱琛屽崱銆?

7. 婵€娲婚摱琛屽崱

鏀跺埌閾惰鍗″悗锛屾偍闇€瑕佹縺娲婚摱琛屽崱鎵嶈兘姝ｅ父浣跨敤銆傞€氬父锛屾偍鍙互閫氳繃ATM鏈烘垨缃戜笂閾惰婵€娲诲畠銆傚叿浣撴縺娲绘柟寮忎細鍦ㄦ偍鏀跺埌閾惰鍗℃椂鍛婄煡鎮紝鎸夌収鎻愮ず鎿嶄綔鍗冲彲銆?

8.浣跨敤閾惰鍗?

涓€鏃︽偍鐨勫崱琚縺娲伙紝鎮ㄥ氨鍙互寮€濮嬩娇鐢ㄥ畠銆傛境澶у埄浜氶摱琛屽崱鍙互鐢ㄤ簬鍚勭娑堣垂鍜屾敮浠橈紝姣斿璐墿銆佺即璐广€佽浆璐︾瓑锛屾澶栭摱琛屽崱杩樺彲浠ョ敤浜庣綉涓婅喘鐗╁拰鏀粯锛岄潪甯告柟渚垮疄鐢ㄣ€?

鎬讳箣锛岀敵璇锋境澶у埄浜氶摱琛屽崱骞朵笉澶嶆潅銆傚彧瑕佹偍鍑嗗濂藉繀瑕佺殑鏉愭枡锛屾寜鐓ч摱琛岀殑瑕佹眰锛屾偍寰堝揩灏辫兘鎷ユ湁鑷繁鐨勯摱琛屽崱銆傛湁浜嗛摱琛屽崱锛屾偍鍙互鏇存柟渚垮湴鍔炵悊鍚勭閲戣瀺浜嬪姟锛屼韩鍙楀嚭鍥界暀瀛︾殑渚垮埄銆?

甯屾湜浠ヤ笂缁忛獙鍒嗕韩瀵瑰嵆灏嗗幓婢虫床鐣欏鐨勫悓瀛︽湁鎵€甯姪銆傜鎮ㄥ湪婢虫床鐣欏鐢熸椿涓€鍒囬『鍒╋紒

3 鐣欏鐢熷湪婢冲ぇ鍒╀簹寮€绔嬮摱琛屽崱璐︽埛鎸囧崡

浣滀负鍗冲皢鍘绘境澶у埄浜氱暀瀛︾殑涓浗瀛︾敓锛岀敵璇锋境澶у埄浜氶摱琛屽崱鏄潪甯搁噸瑕佺殑涓€姝ャ€傚湪婢冲ぇ鍒╀簹锛屽嚑涔庢墍鏈夋棩甯镐氦鏄撻兘闇€瑕侀摱琛屽崱锛屾瘮濡傝喘鐗┿€佺即璐广€佺鎴跨瓑銆傚洜姝わ紝灏芥棭浜嗚В骞剁敵璇蜂竴寮犳境澶у埄浜氱暀瀛︾敓閾惰鍗★紝瀵规偍鐨勭敓娲诲拰鐢熸椿閮芥湁寰堝ぇ甯姪銆傚涔犮€?

涓轰粈涔堥渶瑕佹境澶у埄浜氬浗闄呭鐢熼摱琛屽崱锛?

婢冲ぇ鍒╀簹鐣欏鐢熼摱琛屽崱鏄笓闂ㄤ负鐣欏鐢熻璁＄殑閾惰鍗°€傚畠鍏锋湁浠ヤ笅浼樼偣锛?

渚挎嵎锛氭境澶у埄浜氱暀瀛︾敓閾惰鍗″彲鍦ㄦ境澶у埄浜氬悇澶у晢鍦恒€佽秴甯傘€侀鍘呯瓑鍦烘墍浣跨敤锛屾柟渚垮揩鎹枫€?

瀹夊叏鎬э細涓庣幇閲戠浉姣旓紝婢冲ぇ鍒╀簹鐣欏鐢熼摱琛屽崱鏇村姞瀹夊叏鍙潬锛屽彲浠ユ湁鏁堥伩鍏嶇幇閲戜涪澶辩殑椋庨櫓銆?

绠＄悊绠€鍗曪細浣跨敤婢冲ぇ鍒╀簹鐣欏鐢熼摱琛屽崱锛屾偍鍙互杞绘澗绠＄悊鎮ㄧ殑璐㈠姟锛岄殢鏃舵煡鐪嬫偍鐨勪綑棰濆拰浜ゆ槗璁板綍銆?

鍏嶈垂鏈嶅姟锛氬ぇ閮ㄥ垎婢虫床閾惰閮戒负鐣欏鐢熸彁渚涘厤璐瑰紑鎴枫€佸厤璐硅浆璐︾瓑鏈嶅姟锛屽彲浠ュ府鍔╀綘鑺傜渷涓€瀹氱殑璧勯噾銆?

婢虫床鐣欏鐢熷浣曢€夋嫨鍚堥€傜殑閾惰鍗★紵

閫夋嫨婢冲ぇ鍒╀簹瀛︾敓閾惰鍗℃椂锛岄渶瑕佽€冭檻浠ヤ笅鍥犵礌锛?

鎵嬬画璐癸細涓嶅悓閾惰鍙兘涓哄浗闄呭鐢熸彁渚涗笉鍚岀殑鏈嶅姟鍜屾敹璐规爣鍑嗐€傛偍闇€瑕佷粩缁嗘瘮杈冨悇閾惰鐨勬墜缁垂鏀跨瓥锛岄€夋嫨鏈€閫傚悎鎮ㄧ殑銆?

鏂逛究锛氭偍闇€瑕侀€夋嫨鍦ㄦ境澶у埄浜氭湁杈冨鍒嗘敮鏈烘瀯鍜孉TM鏈虹殑閾惰锛岃繖鏍锋偍灏卞彲浠ヨ交鏉惧彇娆惧拰鍔炵悊鍏朵粬涓氬姟銆?

缃戜笂閾惰鏈嶅姟锛氭境澶у埄浜氬ぇ澶氭暟閾惰閮芥彁渚涚綉涓婇摱琛屾湇鍔°€傛偍鍙互閫氳繃鎵嬫満鎴栫數鑴戦殢鏃堕殢鍦拌繘琛岃浆璐︺€佹煡璇綑棰濈瓑鎿嶄綔銆傚洜姝わ紝鎮ㄩ渶瑕侀€夋嫨涓€瀹舵彁渚涙柟渚挎槗鐢ㄧ殑缃戜笂閾惰鏈嶅姟鐨勯摱琛屻€?

瀹㈡埛鏈嶅姟锛氬彲浠ュ悜鍚屽浜嗚В鍚勯摱琛岀殑瀹㈡埛鏈嶅姟璐ㄩ噺锛岄€夋嫨鏈嶅姟鎬佸害濂姐€佸搷搴斿強鏃剁殑閾惰銆?

婢冲ぇ鍒╀簹鐣欏鐢熷浣曠敵璇烽摱琛屽崱锛?

鐢宠婢冲ぇ鍒╀簹鐣欏鐢熼摱琛屽崱鍏蜂綋姝ラ濡備笅锛?

閫夋嫨閾惰锛氭牴鎹偍鐨勯渶姹傚拰鑰冭檻鍥犵礌閫夋嫨鍚堥€傜殑閾惰銆?

缃戜笂鐢宠锛氬湪閾惰瀹樼綉濉啓鐢宠琛ㄥ苟鎻愪氦鐢宠鏉愭枡銆傞€氬父闇€瑕佹姢鐓с€佺璇併€佸鐢熻瘉銆佸湴鍧€璇佹槑绛夈€傚悇閾惰鐨勮姹傚彲鑳芥湁鎵€涓嶅悓锛屽洜姝ゆ偍闇€瑕佷粩缁嗛槄璇诲苟鍑嗗鎵€闇€鏉愭枡銆?

闈㈣皥鎴栭偖瀵勶細鏈夌殑閾惰瑕佹眰鎮ㄤ翰鑷幓閾惰闈㈣皥锛屾湁鐨勯摱琛屽彲浠ラ€夋嫨閭瘎銆傛牴鎹摱琛岀殑瑕佹眰閫夋嫨鍚堥€傜殑鏂瑰紡銆?

棰嗗彇閾惰鍗★細涓€鑸儏鍐典笅锛屾偍浼氬湪鐢宠鎴愬姛鍚庣殑涓€娈垫椂闂村唴鏀跺埌閾惰鍙戞潵鐨勯摱琛屽崱銆?

鍊煎緱娉ㄦ剰鐨勬槸锛岀敵璇锋境澶у埄浜氱暀瀛︾敓閾惰鍗￠渶瑕佷竴瀹氱殑鏃堕棿銆傛偍闇€瑕佹彁鍓嶈鍒掑ソ鏃堕棿骞跺敖鏃╃敵璇枫€?

鐣欏鐢熷湪婢虫床浣跨敤閾惰鍗＄殑灏忚创澹?

褰撴偍鎴愬姛鐢宠婢冲ぇ鍒╀簹鐣欏鐢熼摱琛屽崱鍚庯紝浠ヤ笅鎻愮ず鍙互甯姪鎮ㄦ洿濂藉湴绠＄悊鍜屼娇鐢ㄩ摱琛屽崱锛?

淇濇姢涓汉淇℃伅锛氫笉瑕佸憡璇変粬浜烘偍鐨勯摱琛屽崱瀵嗙爜锛屼笉瑕佸湪鍏叡鍦烘墍闅忔剰杈撳叆瀵嗙爜銆傚畾鏈熸洿鏀瑰瘑鐮侊紝纭繚璐︽埛瀹夊叏銆?

鍚堢悊璁″垝娑堣垂锛氬埗瀹氬悎鐞嗙殑娑堣垂棰勭畻锛岄伩鍏嶄笉蹇呰鐨勫紑鏀€傛偍鍙互閫氳繃鎵嬫満閾惰搴旂敤绋嬪簭鎴栫綉涓婇摱琛岄殢鏃舵煡鐪嬫偍鐨勪綑棰濆拰浜ゆ槗璁板綍锛屽強鏃朵簡瑙ｆ偍鐨勮储鍔＄姸鍐点€?

娉ㄦ剰鎵嬬画璐癸細浣跨敤閾惰鍗¤繘琛屼氦鏄撴椂锛岄渶瑕佹敞鎰忔槸鍚︽湁鎵嬬画璐广€傚敖閲忛€夋嫨鍏嶈垂鎴栦綆璐圭敤鐨勪氦鏄擄紝浠ヨ妭鐪佹垚鏈€?

鎸夋椂杩樻锛氬鏋滄偍鐢宠浜嗕俊鐢ㄥ崱锛屽垯闇€瑕佹寜鏃惰繕娆撅紝浠ラ伩鍏嶄骇鐢熼珮棰濆埄鎭€?

浠ヤ笂鏄浗闄呭鐢熷湪婢冲ぇ鍒╀簹寮€璁鹃摱琛屽崱璐︽埛鐨勪竴浜涙寚寮曞拰寤鸿銆傚笇鏈涘鍗冲皢鍘绘境娲茬暀瀛︾殑浣犳湁鎵€甯姪銆傜鎮ㄥ湪婢虫床鐣欏鐢熸椿椤哄埄銆佹剦蹇紒

4婢冲ぇ鍒╀簹鐣欏鐢熷浣曠敵璇烽摱琛屽崱

浣滀负涓€鍚嶄腑鍥界暀瀛︾敓锛屽埌杈炬境澶у埄浜氬悗瑕佸仛鐨勭涓€浠朵簨灏辨槸鐢宠涓€寮犳境澶у埄浜氶摱琛屽崱銆傛湁浜嗛摱琛屽崱锛屾垜浠氨鍙互鏂逛究鍦拌繘琛屾棩甯歌喘鐗┿€佹敮浠樺璐广€佹帴鏀跺浜烘眹娆剧瓑銆傞偅涔堬紝婢冲ぇ鍒╀簹鐣欏鐢熷浣曠敵璇烽摱琛屽崱鍛紵涓嬮潰鎴戝氨缁欏ぇ瀹跺垎浜竴浜涚粡楠屽拰娉ㄦ剰浜嬮」銆?

閫夋嫨鍚堥€傜殑閾惰

鍦ㄦ境澶у埄浜氾紝鏈夊緢澶氶摱琛屽彲渚涢€夋嫨锛屾瘮濡傝仈閭﹂摱琛屻€佹境鏂伴摱琛屻€佽タ澶钩娲嬮摱琛岀瓑锛屾瘡瀹堕摱琛岄兘鏈夎嚜宸辩殑浼樺娍鍜岀壒鐐癸紝鎴戜滑闇€瑕佹牴鎹嚜宸辩殑闇€姹傞€夋嫨鍚堥€傜殑閾惰銆?

1. 鑱旈偊閾惰

鑱旈偊閾惰鏄境澶у埄浜氭渶澶х殑閾惰涔嬩竴锛屾嫢鏈夊箍娉涚殑鍒嗚缃戠粶鍜屽畬鏁寸殑缃戜笂閾惰绯荤粺銆傚畠鐨勪紭鍔垮湪浜庢彁渚涘叏鏂逛綅鐨勯噾铻嶆湇鍔★紝鍖呮嫭鍌ㄨ搫璐︽埛銆佷俊鐢ㄥ崱銆佽捶娆剧瓑锛屽鏋滄偍闇€瑕佷竴绔欏紡閲戣瀺鏈嶅姟锛屽彲浠ヨ€冭檻閫夋嫨鑱旈偊閾惰銆?

2. 婢虫柊閾惰

婢虫柊閾惰鏄境澶у埄浜氬洓澶ч摱琛屼箣涓€锛屼篃鏄浗闄呭寲绋嬪害鏈€楂樼殑閾惰涔嬩竴銆傚畠鐨勪紭鍔挎槸鍦ㄤ笘鐣屽悇鍦伴兘鏈夊垎鏀満鏋勩€傚鏋滄偍缁忓父闇€瑕佽繘琛屽浗闄呰浆璐︽垨浣跨敤鍏朵粬鍥藉鐨勯摱琛屾湇鍔★紝鎮ㄥ彲浠ヨ€冭檻閫夋嫨ANZ閾惰銆?

3.瑗垮お骞虫磱閾惰

瑗垮お骞虫磱閾惰鏄境澶у埄浜氬巻鍙叉渶鎮犱箙鐨勯摱琛屼箣涓€锛屼篃鏄洓澶ч摱琛屼腑鏈€鏃╄繘鍏ヤ腑鍥藉競鍦虹殑閾惰涔嬩竴銆傚畠鐨勪紭鍔挎槸鍦ㄤ腑鍥芥湁杈冨鐨勫垎鏀満鏋勩€傚鏋滄偍闇€瑕佺粡甯稿湪涓浗鍜屾境澶у埄浜氫箣闂磋浆璐︼紝鍙互鑰冭檻閫夋嫨瑗垮お骞虫磱閾惰銆?

鎵嬬画

閫夋嫨鍚堥€傜殑閾惰鍚庯紝鎴戜滑闇€瑕佸幓閾惰缃戠偣寮€鎴枫€備互涓嬫槸寮€璁捐处鎴风殑涓€鑸楠わ細

1銆佸噯澶囨墍闇€鏉愭枡

鐢宠閾惰鍗￠€氬父闇€瑕佹彁渚涗互涓嬫潗鏂欙細

鎶ょ収锛氫綔涓鸿韩浠借瘉鏄?

瀛︾敓绛捐瘉锛氳瘉鏄庢偍鏄悎娉曠殑鍥介檯瀛︾敓

瀛︽牎褰曞彇閫氱煡涔︼細鎮ㄥ凡琚境澶у埄浜氬鏍″綍鍙栫殑璇佹槑

鍦板潃璇佹槑锛氭偍鍙互浣跨敤鎮ㄥ湪婢冲ぇ鍒╀簹鐨勭璧佸悎鍚屾垨閾惰鍙戦€佺粰鎮ㄧ殑璐﹀崟

鍏朵粬鏉愭枡锛氫笉鍚岀殑閾惰鍙兘浼氭湁涓€浜涢澶栫殑瑕佹眰锛屾瘮濡傜◣鍙风瓑銆?

2. 鍓嶅線閾惰缃戠偣鍔炵悊鐢宠

鍑嗗濂芥墍闇€鏉愭枡鍚庯紝鎴戜滑闇€瑕佸墠寰€閫夊畾鐨勯摱琛岀綉鐐瑰姙鐞嗗紑鎴锋墜缁€傚湪閾惰锛屾垜浠彲浠ユ壘鍒颁竴涓彨鈥滃鎴锋湇鍔♀€濇垨鈥滄柊璐︽埛鈥濈殑鏌滃彴锛屽憡璇夊伐浣滀汉鍛樻垜浠鐢宠閾惰鍗°€備粬浠細甯姪鎴戜滑濉啓鐩稿叧琛ㄦ牸骞舵鏌ユ潗鏂欍€?

3.绛夊緟瀹℃牳

鎻愪氦鐢宠鍚庯紝閾惰浼氬鏍告垜浠殑鏉愭枡銆備竴鑸儏鍐典笅锛屽鏍告椂闂翠笉浼氬お闀匡紝涓€鑸?-2涓伐浣滄棩鍗冲彲瀹屾垚銆傚湪绛夊緟瀹℃牳鐨勫悓鏃讹紝鎴戜滑鍙互鍚戦摱琛岃闂竴浜涘叧浜庤处鎴风殑闂锛屾瘮濡傝处鎴风被鍨嬨€佽垂鐢ㄧ瓑銆?

4. 棰嗗彇閾惰鍗?

瀹℃牳閫氳繃鍚庯紝鎴戜滑灏卞彲浠ュ幓閾惰缃戠偣棰嗗彇閾惰鍗′簡銆備竴鑸儏鍐典笅锛岄摱琛屼細灏嗛摱琛屽崱鍙婄浉鍏冲瘑鐮佷俊浠跺瘎鑷虫垜浠殑鍦板潃銆傛垜浠篃鍙互閫夋嫨鑷繁鍘婚摱琛岀綉鐐归鍙栥€?

浣跨敤閾惰鍗℃椂鐨勬敞鎰忎簨椤?

鐢宠閾惰鍗″悗锛屾垜浠渶瑕佹敞鎰忎互涓嬪嚑鐐癸細

1.濡ュ杽淇濈鎮ㄧ殑閾惰鍗″拰瀵嗙爜

閾惰鍗℃槸鎴戜滑鐨勮储浜э紝闇€瑕佹垜浠Ε鍠勪繚绠°€備笉瑕佸皢鎮ㄧ殑閾惰鍗″拰瀵嗙爜鍛婅瘔浠栦汉锛屽瘑鐮佷笉瑕佽缃緱澶畝鍗曘€傚鏋滄偍鍙戠幇閾惰鍗′涪澶辨垨瀵嗙爜娉勯湶锛屽簲绔嬪嵆鑱旂郴閾惰鎸傚け銆佽ˉ鍔炪€?

2.娉ㄦ剰璐︽埛浣欓

鍦ㄤ娇鐢ㄩ摱琛屽崱鏃讹紝鎴戜滑闇€瑕佹椂鍒诲叧娉ㄨ嚜宸辩殑璐︽埛浣欓銆備笉瑕佽秴鍑烘偍鐨勬秷璐硅兘鍔涳紝閬垮厤閫忔敮鍜岄珮鍒╃巼銆傚鏈夐渶瑕侊紝鎮ㄥ彲浠ヨ缃处鎴蜂綑棰濇彁閱掑姛鑳斤紝浠ヤ究鍙婃椂鎺屾彙鎮ㄧ殑璐㈠姟鐘跺喌銆?

3銆佹敞鎰忚处鎴峰畨鍏?

涓轰簡淇濇姢鎴戜滑鐨勮处鎴峰畨鍏紝鎴戜滑闇€瑕佸畾鏈熸洿鏀瑰瘑鐮侊紝閬垮厤鍦ㄥ叕鍏卞満鎵€浣跨敤閾惰鍗¤繘琛屼氦鏄撱€傝繘琛岀綉涓婃敮浠樻椂锛岃閫夋嫨瀹夊叏鍙潬鐨勭綉绔欙紝骞剁‘淇濇偍鐨勮绠楁満娌℃湁鐥呮瘨鍜屾伓鎰忚蒋浠躲€?

鎬荤粨

鐣欏鐢熺敵璇锋境澶у埄浜氶摱琛屽崱骞朵笉澶嶆潅銆傚彧瑕佹垜浠€夋嫨鍚堥€傜殑閾惰锛屽噯澶囧ソ鎵€闇€鐨勬潗鏂欙紝鎸夌収閾惰鐨勮姹傚姙鐞嗘墜缁紝灏卞彲浠ラ『鍒╂嫢鏈変竴寮犳境澶у埄浜氶摱琛屽崱銆備娇鐢ㄩ摱琛屽崱鏃讹紝闇€瑕佹敞鎰忎繚绠￠摱琛屽崱鍜屽瘑鐮侊紝娉ㄦ剰璐︽埛浣欓锛屼繚鎶よ处鎴峰畨鍏ㄣ€傚笇鏈涗互涓婄粡楠屽拰娉ㄦ剰浜嬮」瀵瑰ぇ瀹舵湁鎵€甯姪锛?

浜斻€佹境澶у埄浜氱暀瀛︾敓閾惰鍗＄敵璇锋潯浠?

浣滀负鍗冲皢鍘绘境澶у埄浜氱暀瀛︾殑涓浗瀛︾敓锛屾偍鍙兘浼氶潰涓翠竴涓棶棰橈細濡備綍鍦ㄦ境澶у埄浜氬紑璁鹃摱琛岃处鎴凤紵鍦ㄦ境澶у埄浜氾紝鎷ユ湁涓€涓綋鍦伴摱琛岃处鎴烽潪甯搁噸瑕併€備笉浠呮柟渚挎偍鐨勬棩甯哥敓娲诲紑鏀紝杩樺彲浠ュ府鍔╂偍绠＄悊瀛﹁垂鍜岀敓娲昏垂銆傞偅涔堬紝婢冲ぇ鍒╀簹鐣欏鐢熷姙鐞嗛摱琛屽崱闇€瑕佷粈涔堟潯浠跺憿锛熶笅闈紝鎴戝氨涓哄ぇ瀹惰缁嗕粙缁嶄竴涓嬨€?

1. 鏈夋晥绛捐瘉

棣栧厛锛屾偍闇€瑕佹寔鏈夋湁鏁堢殑婢冲ぇ鍒╀簹绛捐瘉鎵嶈兘鐢宠婢冲ぇ鍒╀簹鐣欏鐢熼摱琛屽崱銆傛棤璁烘偍鎸佹湁瀛︾敓绛捐瘉銆佸伐浣滅璇佽繕鏄叾浠栫被鍨嬬殑绛捐瘉锛屾偍閮介渶瑕佺‘淇濈璇佺殑鏈夋晥鎬с€傞€氬父锛屾境澶у埄浜氶摱琛岃姹傛偍鐨勭璇佹湁鏁堟湡鑷冲皯涓哄叚涓湀锛屼互渚夸粬浠‘淇濇偍鍦ㄦ境澶у埄浜氱殑鍚堟硶韬唤銆?

2. 瀛︽牎褰曞彇閫氱煡涔?

闄や簡鏈夋晥绛捐瘉澶栵紝鎮ㄨ繕闇€瑕佹彁渚涘鏍＄殑褰曞彇閫氱煡涔︺€傝繖灏佷俊鏄偍宸茶婢冲ぇ鍒╀簹澶у褰曞彇鐨勮瘉鏄庛€傚畠灏嗗寘鍚偍鐨勪釜浜轰俊鎭€佽绋嬩俊鎭拰鍏ュ鏃ユ湡绛夐噸瑕佸唴瀹广€傞摱琛岄渶瑕佽繖灏佷俊鏉ラ獙璇佹偍鐨勫鐢熻韩浠藉苟纭鎮ㄥ湪婢冲ぇ鍒╀簹鐨勫涔犺鍒掋€?

3. 鏈夋晥鎶ょ収

浣滀负鍥介檯瀛︾敓锛屾偍蹇呴』鎸佹湁鏈夋晥鎶ょ収鎵嶈兘鍦ㄦ境澶у埄浜氬紑璁鹃摱琛岃处鎴枫€傞摱琛屼細瑕佹眰鎮ㄦ彁渚涙姢鐓т釜浜轰俊鎭〉鍜岀璇侀〉鐨勫鍗颁欢锛屼綔涓鸿韩浠介獙璇佺殑渚濇嵁銆傜敵璇锋椂璇风‘淇濇偍鐨勬姢鐓ф湁鏁堟湡鑷冲皯涓哄叚涓湀锛屼互鍏嶅洜杩囨湡鑰屾棤娉曞紑璁鹃摱琛岃处鎴枫€?

4. 婢冲ぇ鍒╀簹鑱旂郴鍦板潃

鐢宠婢冲ぇ鍒╀簹鐣欏鐢熼摱琛屽崱鏃讹紝闇€瑕佹彁渚涙境澶у埄浜氳仈绯诲湴鍧€銆傝繖涓湴鍧€鍙互鏄綘鍦ㄦ境娲茬殑瀛︽牎瀹胯垗鍦板潃锛屼篃鍙互鏄綘鍦ㄦ境娲茬殑鍑虹灞嬪湴鍧€銆傞摱琛屼細灏嗘偍鐨勫崱鍙戦€佸埌璇ュ湴鍧€锛屽洜姝よ鍔″繀鎻愪緵鍑嗙‘鐨勪俊鎭€?

5. 涓汉绋庡彿锛圱FN锛?

鍦ㄦ境澶у埄浜氾紝姣忎釜浜洪兘闇€瑕佷竴涓釜浜虹◣鍙凤紙TFN锛夈€備釜浜虹◣鍙锋槸婢冲ぇ鍒╀簹绋庡姟灞€涓虹鐞嗕釜浜烘墍寰楃◣鑰屽缓绔嬬殑鍞竴鏍囪瘑銆傝櫧鐒朵笉鏄繀闇€鐨勶紝浣嗘嫢鏈変釜浜虹◣鍙峰彲浠ュ府鍔╂偍鏇村ソ鍦扮鐞嗕釜浜鸿储鍔″苟浜彈涓€浜涚浉鍏崇殑绂忓埄鏀跨瓥銆?

6. 瀛︾敓璇?

鐢宠婢冲ぇ鍒╀簹鍥介檯瀛︾敓閾惰鍗℃椂锛岃繕闇€瑕佹彁渚涘鐢熷崱澶嶅嵃浠躲€傚鐢熻瘉鏄鏍″彂缁欐瘡涓鐢熺殑韬唤璇佹槑銆傚畠閫氬父鍖呭惈鎮ㄧ殑鐓х墖銆佸鍚嶃€佸鍙峰拰鍏朵粬淇℃伅銆傞摱琛岄渶瑕佹鍓湰鏉ラ獙璇佹偍鐨勫鐢熻韩浠姐€?

7銆佸叾浠栨潗鏂?

闄や簡涓婅堪鍩烘湰鏉′欢澶栵紝涓嶅悓閾惰杩樺彲鑳借姹傛偍鎻愪緵鍏朵粬鏉愭枡銆備緥濡傦紝鏈変簺閾惰鍙兘浼氳姹傛偍鎻愪緵鐖舵瘝鐨勮祫閲戣瘉鏄庯紝浠ョ‘淇濇偍鏈夎冻澶熺殑缁忔祹鑳藉姏缁存寔鍦ㄦ境澶у埄浜氱殑鐢熸椿銆傛澶栵紝涓€浜涢摱琛屽彲鑳戒細瑕佹眰鎮ㄦ彁渚涘叾浠栬韩浠借瘉鏄庢枃浠讹紝渚嬪椹鹃┒鎵х収鎴栫ぞ浼氫繚闅滃崱銆?

缁间笂鎵€杩帮紝鐢宠婢冲ぇ鍒╀簹鐣欏鐢熼摱琛屽崱鐨勬潯浠剁浉瀵规潵璇磋姹備笉鏄緢楂樸€傚彧瑕佹偍鎸佹湁鏈夋晥绛捐瘉銆佸鏍″綍鍙栭€氱煡涔︺€佹姢鐓с€佹境澶у埄浜氳仈绯诲湴鍧€浠ュ強涓€浜涢檮鍔犳潗鏂欙紝灏卞彲浠ユ垚鍔熺敵璇锋境澶у埄浜氶摱琛岃处鎴枫€傚紑绔嬮摱琛岃处鎴峰悗锛屾偍鍙互浜彈鏇村姞渚挎嵎銆佸畨鍏ㄧ殑閲戣瀺鏈嶅姟锛屼负鎮ㄧ殑鐣欏鐢熸椿鎻愪緵鏇村ソ鐨勬敮鎸併€?

婢虫床鐣欏鐢熸帹鑽愮殑6寮犻摱琛屽崱

浣滀负鍗冲皢鍘绘境澶у埄浜氱暀瀛︾殑涓浗瀛︾敓锛岄€夋嫨涓€寮犻€傚悎鑷繁鐨勯摱琛屽崱闈炲父閲嶈銆傚湪婢冲ぇ鍒╀簹鐢熸椿锛屾垜浠渶瑕佷竴寮犲彲闈犮€佹柟渚裤€佷綆鎴愭湰鐨勯摱琛屽崱鏉ョ鐞嗘垜浠殑璐㈠姟銆傜劧鑰岋紝鍦ㄤ紬澶氱殑閾惰鍜岄摱琛屽崱浜у搧涓紝濡備綍閫夋嫨閫傚悎鑷繁鐨勯摱琛屽崱鍛紵涓嬮潰鎴戝氨鏍规嵁鑷繁鐨勭粡楠屾帹鑽愬嚑寮犻€傚悎婢虫床鐣欏鐢熺殑閾惰鍗°€?

1. 鑱旈偊閾惰

鑱旈偊閾惰锛堜互涓嬬畝绉癈BA锛夋槸婢冲ぇ鍒╀簹鏈€澶х殑閾惰涔嬩竴锛屼篃鏄紬澶氬浗闄呭鐢熺殑棣栭€夈€?CBA 鎻愪緵涓€绯诲垪閾惰鍗′骇鍝侊紝鍖呮嫭鍊熻鍗″拰淇＄敤鍗°€傚浜庣暀瀛︾敓鏉ヨ锛屾渶鍚堥€傜殑灏辨槸CBA鐨勨€滈潚鏄ュ偍钃勨€濆€熻鍗°€?

璇ュ€熻鍗′笉鏀跺彇璐︽埛绠＄悊璐癸紝鍙€氳繃CBA缃戜笂閾惰鎴栨墜鏈哄簲鐢ㄧ▼搴忚繘琛岀鐞嗐€傛澶栵紝鍊熻鍗¤繕闄勫甫涓€寮犲彲鍦ㄥ叏鐞冭寖鍥村唴浣跨敤鐨刅isa 鍗°€傝繖瀵逛簬闇€瑕佺粡甯歌喘鐗╂垨鏀粯鐨勭暀瀛︾敓鏉ヨ闈炲父鏂逛究銆?

姝ゅ锛孋BA 杩樻彁渚涗竴绉嶅悕涓篠mart Access 鐨勫€熻鍗★紝绫讳技浜嶻outh Saver锛屼絾娌℃湁Visa 鍗°€傚洜姝わ紝濡傛灉鎮ㄤ笉闇€瑕佸浗闄呮敮浠樺姛鑳斤紝璇烽€夋嫨Smart Access 鍊熻鍗°€?

2. 婢虫柊閾惰

婢虫柊閾惰鏄境澶у埄浜氬洓澶ч摱琛屼箣涓€锛屼篃鏄紬澶氱暀瀛︾敓鐨勯€夋嫨涔嬩竴銆傛境鏂伴摱琛屾彁渚涘绉嶉摱琛屽崱浜у搧锛屽寘鎷€熻鍗″拰淇＄敤鍗°€傚浜庡浗闄呭鐢熸潵璇达紝鏈€鍚堥€傜殑灏辨槸婢虫柊閾惰鐨勨€淎ccess Advantage鈥濆€熻鍗°€?

璇ュ€熻鍗′笉鏀跺彇璐︽埛绠＄悊璐癸紝鍙€氳繃婢虫柊閾惰缃戜笂閾惰鎴栨墜鏈哄簲鐢ㄧ▼搴忚繘琛岀鐞嗐€傛澶栵紝鍊熻鍗¤繕闄勫甫涓€寮犲彲鍦ㄥ叏鐞冭寖鍥村唴浣跨敤鐨刅isa 鍗°€傚湪鏌愪簺鏂归潰锛孉NZ Bank 鐨凙ccess Advantage 鍊熻鍗″彲鑳芥瘮CBA 鐨刌outh Saver 鏇撮€傚悎鎮ㄧ殑闇€姹傘€?

3.瑗垮お骞虫磱閾惰

瑗垮お骞虫磱閾惰鏄境澶у埄浜氬洓澶ч摱琛屼箣涓€锛屼篃鏄紬澶氬浗闄呭鐢熺殑閫夋嫨涔嬩竴銆傝タ澶钩娲嬮摱琛屾彁渚涘绉嶉摱琛屽崱浜у搧锛屽寘鎷€熻鍗″拰淇＄敤鍗°€傚浜庡浗闄呭鐢熸潵璇达紝鏈€鍚堥€傜殑灏辨槸瑗垮お骞虫磱閾惰鐨勨€淐hoice鈥濆€熻鍗°€?

璇ュ€熻鍗′笉鏀跺彇璐︽埛绠＄悊璐癸紝鍙互閫氳繃瑗垮お骞虫磱閾惰鐨勭綉涓婇摱琛屾垨绉诲姩搴旂敤绋嬪簭杩涜绠＄悊銆傛澶栵紝鍊熻鍗¤繕闄勫甫涓€寮犲彲鍦ㄥ叏鐞冭寖鍥村唴浣跨敤鐨刅isa 鍗°€傝タ澶钩娲嬮摱琛岀殑Choice 鍊熻鍗″彲鑳芥瘮CBA 鐨刌outh Saver 鍜屾境鏂伴摱琛岀殑Access Advantage 鏇撮€傚悎鎮ㄧ殑闇€姹傘€?

4. 鍥芥皯閾惰

NAB閾惰鏄境澶у埄浜氬洓澶ч摱琛屼箣涓€锛屼篃鏄紬澶氬浗闄呭鐢熺殑閫夋嫨涔嬩竴銆?NAB 閾惰鎻愪緵澶氱閾惰鍗′骇鍝侊紝鍖呮嫭鍊熻鍗″拰淇＄敤鍗°€傚浜庡浗闄呭鐢熸潵璇达紝鏈€閫傚悎鐨勫氨鏄疦AB閾惰鐨勨€淐lassic Banking鈥濆€熻鍗°€?

鍊熻鍗′笉鏀跺彇璐︽埛绠＄悊璐癸紝鍙互閫氳繃鍥芥皯閾惰鐨勭綉涓婇摱琛屾垨绉诲姩搴旂敤绋嬪簭杩涜绠＄悊銆傛澶栵紝鍊熻鍗¤繕闄勫甫涓€寮犲彲鍦ㄥ叏鐞冭寖鍥村唴浣跨敤鐨刅isa 鍗°€傜浉姣擟BA鐨刌outh Saver銆丄NZ閾惰鐨凙ccess Advantage鍜學estpac閾惰鐨凜hoice锛孨AB閾惰鐨凜lassic Banking鍊熻鍗″彲鑳芥洿閫傚悎鎮ㄧ殑闇€姹傘€?

5.姣旇緝鍜岄€夋嫨

浠ヤ笂鎺ㄨ崘鐨勯摱琛屽拰閾惰鍗″彧鏄叾涓竴閮ㄥ垎锛岃繕鏈夊緢澶氬叾浠栭摱琛屽拰閾惰鍗″彲渚涢€夋嫨銆傞€夋嫨閾惰鍙婇摱琛屽崱鏃讹紝鎮ㄥ彲浠ヨ€冭檻浠ヤ笅鍥犵礌锛?

璐︽埛绠＄悊璐癸細鏈夎处鎴风鐞嗚垂鍚楋紵濡傛灉鏄殑璇濓紝璐圭敤鏄灏戯紵

缃戜笂閾惰鍜屾墜鏈哄簲鐢ㄧ▼搴忥細閾惰鐨勭綉涓婇摱琛屽拰鎵嬫満搴旂敤绋嬪簭鏄惁鏂逛究鏄撶敤锛熸敮鎸佷腑鏂囩晫闈㈠悧锛?

鍥介檯鏀粯鍔熻兘锛氶渶瑕佸叏鐞冩敮浠樺悧锛熷鏋滈渶瑕佺殑璇濓紝鏄惁鏈塚isa 鎴朚asterCard 绛夊浗闄呮敮浠樺姛鑳斤紵

ATM 缃戠粶锛氶摱琛岀殑ATM 缃戠粶骞挎硾鍚楋紵鑷敱鍙栨鏈変粈涔堥檺鍒跺悧锛?

瀹㈡埛鏈嶅姟锛氶摱琛岀殑瀹㈡埛鏈嶅姟璐ㄩ噺濡備綍锛熶綘浠彁渚?4 灏忔椂瀹㈡埛鏈嶅姟鏀寔鍚楋紵

缁煎悎鑰冭檻浠ヤ笂鍥犵礌锛岄€夋嫨涓€寮犻€傚悎鑷繁鐨勯摱琛屽崱闈炲父閲嶈銆傛偍鍙互鍏堜簡瑙ｅ悇閾惰鍙婇摱琛屽崱鐨勭壒鐐瑰拰浼樺娍锛岀劧鍚庢牴鎹嚜宸辩殑闇€姹傚仛鍑洪€夋嫨銆?

鎬荤粨

浣滀负涓€鍚嶅湪婢冲ぇ鍒╀簹鐨勭暀瀛︾敓锛岄€夋嫨涓€寮犻€傚悎鑷繁鐨勯摱琛屽崱闈炲父閲嶈銆傚湪浼楀鐨勯摱琛屽強閾惰鍗′骇鍝佷腑锛孋BA鐨刌outh Saver銆丄NZ閾惰鐨凙ccess Advantage銆乄estpac閾惰鐨凜hoice銆丯AB閾惰鐨凜lassic Banking绛夐兘鏄笉閿欑殑閫夋嫨銆傛偍鍙互鏍规嵁鑷繁鐨勯渶姹傚拰鍠滃ソ閫夋嫨閫傚悎鎮ㄧ殑閾惰鍗°€?

甯屾湜浠ヤ笂寤鸿瀵瑰嵆灏嗗幓婢冲ぇ鍒╀簹鐣欏鐨勪腑鍥藉鐢熸湁鎵€甯姪锛佺澶у婢虫床鐣欏鐢熸椿椤哄埄銆佹剦蹇紒

婢虫床鐣欏鐢熼摱琛屽崱7澶у父瑙侀棶棰?

浣滀负鍗冲皢璧存境澶у埄浜氱暀瀛︾殑瀛︾敓锛岀敵璇蜂竴寮犲悎閫傜殑閾惰鍗￠潪甯搁噸瑕併€傚湪婢冲ぇ鍒╀簹锛岄摱琛屽崱涓嶄粎鏄棩甯哥敓娲荤殑鏀粯宸ュ叿锛屼篃鏄帴鍙楀璐广€佺敓娲昏垂绛夎祫閲戠殑蹇呭璐︽埛銆傜劧鑰岋紝瀵逛簬寰堝涓浗瀛︾敓鍜屽闀挎潵璇达紝婢冲ぇ鍒╀簹閾惰浣撶郴鐨勯檶鐢熷拰澶嶆潅鍙兘浼氬甫鏉ヤ竴绯诲垪闂銆傛湰鏂囧皢涓烘境澶у埄浜氱暀瀛︾敓瑙ｇ瓟鏈夊叧閾惰鍗＄殑甯歌闂锛屽府鍔╂偍鏇村ソ鍦颁簡瑙ｅ拰浣跨敤婢冲ぇ鍒╀簹閾惰鍗°€?

闂涓€锛氬浣曢€夋嫨婢虫床閾惰鍗★紵

鍦ㄦ境澶у埄浜氾紝涓昏鏈夊洓瀹跺ぇ鍨嬮摱琛岋細婢冲ぇ鍒╀簹鑱旈偊閾惰锛圕BA锛夈€佹境澶у埄浜氬拰鏂拌タ鍏伴摱琛岄泦鍥紙ANZ锛夈€佹境澶у埄浜氬浗姘戦摱琛岋紙NAB锛夊拰瑗垮お骞虫磱閾惰锛圵estpac锛夈€傝繖浜涢摱琛屼负鍥介檯瀛︾敓鎻愪緵涓撳睘璐︽埛锛屽苟鍦ㄦ牎鍥唴璁炬湁鍒嗚鎴栬嚜鍔ㄥ彇娆炬満銆傞€夋嫨鍝閾惰涓昏鍙栧喅浜庝互涓嬪洜绱狅細

1. 缃戠偣浣嶇疆锛氶€夋嫨璺濈瀛︽牎鎴栦綇鎵€杈冭繎鐨勯摱琛岋紝浠ユ柟渚挎棩甯告搷浣溿€?

2銆佽垂鐢ㄥ強鍒╃巼锛氫笉鍚岄摱琛岀殑璐︽埛璐圭敤鍙婂埄鐜囧彲鑳芥湁鎵€涓嶅悓銆傛偍鍙互閫氳繃姣旇緝鏉ラ€夋嫨鏈€閫傚悎鎮ㄧ殑閾惰銆?

3.閾惰鐨勫０瑾夊拰淇¤獕锛氶€夋嫨淇¤獕鑹ソ鐨勯摱琛岋紝浠ョ‘淇濇偍鐨勮祫閲戝畨鍏ㄣ€?

姝ゅ锛屼綘杩樺彲浠ュ弬鑰冨叾浠栫暀瀛︾敓鐨勭粡楠屽拰寤鸿锛岄€夋嫨淇¤獕濂姐€佹湇鍔¤川閲忛珮鐨勯摱琛屻€?

闂浜岋細濡備綍鐢宠婢冲ぇ鍒╀簹閾惰鍗★紵

鐢宠婢冲ぇ鍒╀簹閾惰鍗￠渶瑕佷互涓嬫楠わ細

1銆佸噯澶囧繀瑕佹潗鏂欙細閫氬父闇€瑕佹姢鐓с€佺璇併€佸鐢熻瘉銆佸湴鍧€璇佹槑绛夋潗鏂欍€?

2銆佸埌閾惰缃戠偣鎴栫綉涓婂～鍐欑敵璇疯〃锛氭偍鍙互閫夋嫨鍒伴摱琛岀綉鐐圭敵璇凤紝涔熷彲浠ュ湪閾惰瀹樼綉濉啓缃戜笂鐢宠琛ㄣ€?

3. 楠岃瘉韬唤锛氭牴鎹摱琛岃姹傦紝鍙兘闇€瑕侀潰瀵归潰杩涜韬唤楠岃瘉銆?

4銆佺缃茬浉鍏虫枃浠讹細鐢宠閾惰鍗℃椂锛屾偍闇€瑕佺缃茬浉鍏虫枃浠讹紝濡傝处鎴峰崗璁€佸€熻鍗″崗璁瓑銆?

5銆佺瓑寰呮壒鍑嗗苟閭瘎閾惰鍗★細涓€鑸儏鍐典笅锛岄摱琛屼細瀵圭敵璇疯繘琛屽鏍革紝鎵瑰噯鍚庡皢閾惰鍗￠偖瀵勭粰鐢宠浜恒€?

鏁翠釜鐢宠杩囩▼鍙兘闇€瑕佷竴瀹氱殑鏃堕棿銆傚缓璁彁鍓嶅畨鎺掑ソ鏃堕棿锛屽苟淇濊瘉鎻愪緵鐨勬潗鏂欏畬鏁淬€佸噯纭€?

闂涓夛細婢冲ぇ鍒╀簹閾惰鍗℃湁鍝簺鍔熻兘锛?

婢冲ぇ鍒╀簹閾惰鍗￠€氬父鍏锋湁浠ヤ笅鍔熻兘锛?

1銆佸彇娆惧姛鑳斤細鍙互鍦ˋTM鏈轰笂鍙栨锛岄殢鏃堕殢鍦版柟渚垮彇娆俱€?

2銆佹敮浠樺姛鑳斤細鎮ㄥ彲浠ュ湪鍟嗗簵銆佽秴甯傜瓑鍦烘墍浣跨敤閾惰鍗¤繘琛屾敮浠橈紝鏃犻渶鎼哄甫澶ч噺鐜伴噾銆?

3銆佽浆璐﹀姛鑳斤細鍙互閫氳繃閾惰鍗¤浆璐︼紝鏂逛究蹇嵎銆?

4銆佺綉涓婇摱琛屽姛鑳斤細鎮ㄥ彲浠ラ€氳繃缃戜笂閾惰杩涜璐︽埛鏌ヨ銆佽浆璐︺€佹敮浠樼瓑鎿嶄綔銆?

5銆佹墜鏈洪摱琛屽姛鑳斤細鎮ㄥ彲浠ラ€氳繃鎵嬫満閾惰APP杩涜浣欓鏌ヨ銆佽浆璐︺€佹敮浠樼瓑鍚勭鎿嶄綔銆?

涓嶅悓閾惰鐨勯摱琛屽崱鍔熻兘鍙兘鏈夋墍涓嶅悓銆傝鎯呰鍙傞槄鍚勯摱琛屽畼缃戞垨瀹㈡湇銆?

闂4锛氭境澶у埄浜氶摱琛屽崱鐨勬墜缁垂鏄灏戯紵

婢冲ぇ鍒╀簹閾惰鍗″彲鑳芥秹鍙婁互涓嬭垂鐢細

1銆佽处鎴风鐞嗚垂锛氶儴鍒嗛摱琛屼細鎸夋湀鎴栨寜骞存敹鍙栬处鎴风鐞嗚垂銆傚叿浣撻噾棰濆拰鏀惰垂鏂瑰紡鍙互鍦ㄩ摱琛屽畼缃戞煡璇€?

2銆丄TM鍙栨璐圭敤锛氬鏋滄偍鍦ㄩ摱琛屼互澶栫殑ATM鏈轰笂鍙栨锛屽彲鑳戒細鏀跺彇涓€瀹氱殑鎵嬬画璐广€?

3銆佽法澧冧氦鏄撹垂鐢細濡傛灉鎮ㄤ娇鐢ㄩ摱琛屽崱鍦ㄥ澶栨敮浠樻垨鍙栨锛屽彲鑳戒細鏀跺彇涓€瀹氱殑璺ㄥ浜ゆ槗璐圭敤銆?

4銆侀€忔敮璐圭敤锛氬鏋滆处鎴烽€忔敮锛岄摱琛屽彲鑳戒細鏀跺彇涓€瀹氱殑閫忔敮璐圭敤銆?

5銆佸叾浠栬垂鐢細鏍规嵁涓嶅悓閾惰鐨勬斂绛栵紝鍙兘浼氫骇鐢熷叾浠栬垂鐢紝濡傝处鎴峰喕缁撹垂銆佽处鎴锋煡璇㈣垂绛夈€?

閫夋嫨閾惰鍗℃椂锛屽彲浠ユ瘮杈冧笉鍚岄摱琛岀殑鎵嬬画璐癸紝閫夋嫨鏈€閫傚悎鑷繁鐨勯摱琛屻€?

闂浜旓細濡備綍淇濋殰婢冲ぇ鍒╀簹閾惰鍗＄殑瀹夊叏锛?

淇濇姢婢冲ぇ鍒╀簹閾惰鍗＄殑瀹夊叏闈炲父閲嶈銆備互涓嬫槸淇濇姢閾惰鍗″畨鍏ㄧ殑涓€浜涘缓璁細

1銆佷笉瑕佸皢閾惰鍗′笌瀵嗙爜瀛樻斁鍦ㄤ竴璧凤細灏介噺閬垮厤閾惰鍗′笌瀵嗙爜瀛樻斁鍦ㄤ竴璧凤紝闃叉琚粬浜虹洍鐢ㄣ€?

2銆佷笉瑕侀殢鎰忔硠闇查摱琛屽崱淇℃伅锛氫笉瑕侀殢鎰忔硠闇查摱琛屽崱鍙枫€佸瘑鐮佺瓑淇℃伅锛岄槻姝粬浜哄埄鐢ㄣ€?

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